Insurance Information

MARTIALGUARD CLUBS AND ASSOCIATIONS POLICY
POLICY SCHEDULE

PUBLIC AND PRODUCTS LIABILITY SECTION
Limit of Indemnity:
£1,000,000
Third Party Property Damage Excess:
£250
Clauses applicable to this Section:
none

GROUP AND PERSONAL ACCIDENT SECTION
Insured Persons:
All licensed members of the Insured
Operative Time of Cover:
While an Insured Person is participating in organised martial arts training, grading, assessments and competitions arranged by the Insured including direct travelling to and from such activities, worldwide.
Cover Band:
Gold
Scale of Compensation
Capital Sums Benefit Amounts
Item Number
Benefit Amount
1
Accidental Death i. in respect of Insured Persons over 16 or over 18 if in full time education ii. in respect of Insured Persons under 16 or under 18 if in full time education
£50,000 £2,000
2
Loss of one Limb
£50,000
3
Loss of two or more Limbs or Loss of Sight
£ 50,000
4
Loss of Hearing in one Ear or loss of Internal Organ
£ 25,000
5
Loss of Hearing in both Ears
£ 50,000
6
Loss of Speech
£ 50,000
7
Permanent Total Disablement
£ 50,000
Other Benefit Amounts
8
Temporary Total Disablement (per week) (Excess Period 14 days, Maximum Benefit Period 52 weeks)
£100
9
Additional Travel Expenses (per week) (Excess Period 14 days, Maximum Benefit Period 52 weeks)
£25
10
Broken Bones a. Arm, Leg, Cheek bone, Collar bone (per bone) Maximum Benefit per Insured Person b. Finger, Thumb or Toe (per bone) Maximum Benefit per Insured Person
£100 £500 £25 £100
11
Emergency Dental Pain Relief Expenses
£100
12
Hospitalisation a. In-Patient Benefit (per day) Maximum In-Patient Benefit per Insured Person b. Convalescence Benefit (per day) Maximum Convalescence Benefit per Insured Person
£50 £1,000 £50 £1,000
13
Legal Advice Helpline
Insured
14
Physiotherapy (number of physiotherapy sessions) Maximum Benefit per Insured Person
5 £175
15
Rehabilitation and retraining expenses
£5,000

MAXIMUM BENEFIT OF ANY ONE INJURED PERSON
Capital Sums Benefits 1 to 16

ACCUMILATION LIMIT
Event Accumulation Limit:
£10,000,000
Non Scheduled Aircraft Accumulation Limit:
£250,000
Scheduled Aircraft Accumulation Limit:
£10,000,000
Contamination by Terrorism Accumulation Limit:
£ nil
Clauses applicable to this Section:
none
Clauses
none applicable